Protect your Business, Your Way

Customizable business insurance that reflects the unique characteristics of your business.

Your Business Insurance Options Explained

While your day-to-day operations are complex, understanding
business insurance doesn’t have to be.  There are coverage options
available to protect just about every aspect of your business from
employee injury to natural disasters.  Some insurance is required
by law and other by business associates, such as lenders and landlords.  
Obtaining the right type and amount of insurance for your business
will help you avoid gaps in coverage where you need it most.

Brewery & Brew Pubs

From liquor liability cases, to accidental beer leakage, to brewing process contamination, Brew Pub Insurance can help protect you from risk you face as a business owner.

A Policy Can Provide Coverage For:

  • Business Income Coverage (also known as Business Interruptions Insurance) allows you to continue to receive income while your business is being restored.  It not only helps you to cover expenses needed to keep a business operating after a loss, but also helps you to replace lost revenue.

  • Property Insurance can fund repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.

  • Liability Insurance can protect against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.

  • Alcoholic Beverage Production Contamination can protect against fraud, theft, forgery or robbery.

  • Equipment Breakdown & Data Breach provides coverage for privacy breach response services and expenses incurred to notify parties affected by a security breach, including fees and costs related to hiring a company to operate a call center, and reimbursing you for post-event credit monitoring costs for victims of breach.

  • Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligence.

  • Employee Practices Liability can cover your business if discrimination, sexual harassment or wrongful termination claims are made by present, former or future employees.

  • Builder’s Risk Insurance  protects an organization’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.

Tailor your coverage with these
additional insurance endorsements,
coverages and policies.

Life Insurance for Business Owners can help you plan for business succession, survive the loss of a key employee or partner and retain/reward your top people.

Umbrella can shield your business from potentially ruinous lawsuits with additional liability coverage.

Workers Compensations Insurance can satisfy your employees’ medical needs in the event of an accident or disease and make quick return to work possible, while providing support from industry leading claims services and unique access to loss control consultants.

Business Auto Insurance can get you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians which you and your employees are liable.

Equipment Breakdown pays for direct damage and resulting loss of income caused by or resulting from covered equipment breakdown.

Ordinance of Law covers the cost of demolish and remove debris of undamaged parts of the building and increases cost to repair, reconstruct or remodel damaged or undamaged parts of the building to comply with building ordinance or law.

Food Borne Illness pays for the loss of income and extra expenses resulting from announcement by public health authority or the media of an actual or alleged discovery of food borne illness as a scheduled location or another location with the same trade name.

Food Contamination Shutdown pays for loss of income as the result of a shutdown ordered by incurred to comply with such authority’s requirement because of the actual or suspected contamination.

Tenants Improvement and Betterments provides coverage for fixtures, alterations, installation or additions that you acquired or made at your expense and that are made part of the building and cannot be legally removed.

Business Income from Dependent Properties provides coverage for the actual loss of Business Income due to the necessary suspension of operations because of direct physical loss to a scheduled dependent property.

Assault and Battery provides limited coverage that pays for damages due to bodily injury, property damage, or personal and advertising injury resulting from the threat of or the use of force on another, or physical contact without consent that causes injury to anther person.

Alcoholic Beverage Production Contamination covers loss or damage to your alcoholic beverage products that cannon sell or use because of contamination.

Alcoholic Beverage Products Leakage covers loss of your alcoholic beverage products due to leakage from tanks, vessels or barrels.

Lets get started.

Contact me for a customized insurance for your individual business needs.

It’s important to remember your organization has specific needs which may change over time.  As a business owner, you will encounter challenges that require coverage to help you and keep your business intact should an unexpected loss happen.

Lets get started.
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