Home Insurance – FAQ

Having a loss on your record doesn’t mean it’s impossible to get insurance. Avery Group Insurance offers coverage to applicants with credit or loss issues, including applicants who have been declined, cancelled or non-renewed by another insurance company.

Flood insurance is a good buy, even in low or moderate risk areas, as nearly 25 percent of all flood insurance claims come from low-to moderate-risk areas.

**Although this statistic is from a reputable source, it comes from a third party website.

Avery Group Insurance Legal Shield

On average it takes more than 200 hours and 6 months for a victim of identity theft to restore their identity on their own. Last year alone, there were more than 780 reported data breaches, compromising the identities of nearly 170 million people. Responding quickly to ID theft is the best way to prevent serious complications. The all-new IDShield App gives you real time information and immediate access to the industry’s only dedicated team of licensed private investigators. If you are an IDShield member download the new IDShield App from the iTunes or Android store today. If you do not yet have an IDShield membership visit www.idshield.com to learn more.

NOW, the IDShield mobile app makes it even easier to have your membership at your fingertips! You’ll see added features, like:

  • Expanded Monitoring and Intuitive Design – A new intuitive design makes it easy for you to see your information and quickly respond when needed.
  • 24/7, One-Touch, Access to Help – With the touch of a button, you are connected to a licensed private investigator who can help resolve identity theft issues.
  • Customized Alerts – You will be notified in real time and be able to save or dismiss alerts for all monitored information.
  • Complete Identity Monitoring – Major identity risk factors including black market web sites, medical information and more are available through the app.
  • Credit Score – Your most recent credit score will be displayed on the home page of the app.
  • Case and Call History – You can view your case and call history to track any consultations with IDShield and your restoration activity.
  • Numerical Passcode – You can set up an easy to remember numerical passcode to securely log into the app so you don’t have to enter your username/password every time.
  • Unlimited Consultation – Receive unlimited identity protection consultations with licensed private investigators.

We’ll insure your tenant-occupied dwelling, other structures, and furnishings. Additionally, we offer a landlord package that includes coverage for personal property, loss of rents, and landlord liability.

We insure a variety of home types. From mobile to manufactured, to multi-sectional to modular, and more, we can make sure that your home is protected.

Shield yourself from a number of troubles, such as being stranded without the shelter of an intact mobile residence. Save thousands of dollars with our Total Loss Replacement coverage option that lets you claim money for replacement parts at the original worth you paid, not the depreciated value after age and usage.

Are you protected if someone is injured on your property, for example, by a dog bite that could necessitate reconstructive surgery? Personal Liability provides protection in such an instance. It also extends financial protection to you should you cause an accident to or on someone else’s property.

Are your wedding bands or other valuables covered? What about your home entertainment system? Personal Property Coverage can make sure that these items and your personal belongings are protected.

A Personal Umbrella Policy serves to shelter you from exceeding the limits in your coverage.

This insurance combines coverage for your personal property with personal liability insurance, in the event that someone is injured on your property or you damage your neighbor’s property. Give yourself the peace of mind that your expensive electronics are safe at home.

In the event that the unexpected occurs, you’ll still have a home, and your personal belongings will also be covered.

Maybe the home you’re looking to insure is only seasonal or secondary for you. Or it might be more difficult to insure because of a variety of reasons, such as cosmetics, age, low value, or issues with applicant background, including credit issues and previous insurance declines. In all these instances, Farmers can still protect your home.

We offer a number of ways to customize your travel trailer insurance options, including comprehensive coverage, emergency express, stationery travel trailer, towing and roadside, emergency expenses, campsite/vacation liability, total loss replacement, and more.

Ready to get going on a home insurance quote?

Fill out our home worksheet so we can get things checked out.

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